What kind of credit card can I get with a 700 credit score? (2024)

What kind of credit card can I get with a 700 credit score?

It's really hard to pinpoint what credit limit you'll be granted with a credit score of 700. But since it's good credit, you maybe able to get as high as a $5,000 limit. A credit score of 750+, which is excellent credit, should put you in the $10,000 limit zone.

What kind of credit limit can I get with a 700 credit score?

It's really hard to pinpoint what credit limit you'll be granted with a credit score of 700. But since it's good credit, you maybe able to get as high as a $5,000 limit. A credit score of 750+, which is excellent credit, should put you in the $10,000 limit zone.

What credit card can I get with a score of 700?

Best Credit Cards for 700 Credit Score
  • Chase Sapphire Preferred® Card.
  • Rates & FeesCapital One Venture Rewards Credit Card.
  • Wells Fargo Active Cash® Card.
  • Citi Double Cash® Card.

How much will I get approved for with a 700 credit score?

You can borrow from $1,000 to $100,000 or more with a 700 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.

Can I get a Chase credit card with a 700 credit score?

Most Chase credit cards are intended for consumers with good to excellent credit scores (FICO® Score of 670 or higher). A score above 700 is even better and gives you a strong chance at approval.

Which card is easiest to get approved for?

Easiest credit cards to get
  • Best for students: Discover it® Student Cash Back.
  • Best for no annual fee: Citi Double Cash® Card.
  • Best secured credit card: Discover it® Secured Credit Card.
  • Best for cash back: U.S. Bank Cash+® Visa® Secured Card.
  • Best for no credit: Petal® 2 “Cash Back, No Fees” Visa® Credit Card.

Can I get a $10,000 loan with a 700 credit score?

For an unsecured personal loan of $10,000 or more, a borrower again should have a minimum credit score of 600 to qualify.

Can I get an American Express card with a 700 credit score?

In other words, you'll likely need a score in at least the "good" range to qualify for an AmEx card. Other American Express cards will usually require even higher scores. According to the score ranges from FICO, that means American Express applicants typically have at least a 670 score: Exceptional.

How rare is a 750 credit score?

Credit score distribution: How rare is an exceptional 800 to 850 score?
FICO® Score rangePercent within range
600-6499%
650-69912%
700-74917%
750-79924%
4 more rows
May 31, 2023

What credit score do you need to get a American Express card?

While some issuers offer cards designed for those with less-than-stellar credit scores, American Express does not offer any subprime or secured cards. In most cases, you need at least good credit to get approved for an American Express card, which FICO typically defines as a score of 670 or higher.

Can I get a $50000 loan with a 700 credit score?

With FICO, fair or good credit scores fall within the ranges of 580 to 739, and with VantageScore, fair or good ranges between 601 to 780. Many personal loan lenders offer amounts starting around $3,000 to $5,000, but with Upgrade, you can apply for as little as $1,000 (and as much as $50,000).

How rare is a 700 credit score?

A 700 credit score is not rare, considering that the average credit score is 714 and 67% of adults have a credit score of 670 or higher, according to data from Experian, one of the three major credit bureaus. Credit scores between 700 and 750 are categorized as “good” credit.

How long does it take to go from 700 to 750 credit score?

If your score is between 650 and 700, you have a consistent payment history and low credit utilisation, it may take only a few months to reach a score of 750.

What is the lowest credit limit for Chase?

The starting Chase credit card credit limit varies by card and it could be as low as $500 or as high as $35,000+, depending on the card and your overall credit standing. The issuer, though, only discloses the minimum credit limits for each of their cards.

What credit score do you need for Amazon credit card?

If you are applying for the Amazon Store card, you will need a score above 640. For the Amazon Rewards Visa Signature Card® and the Amazon Prime Rewards Visa Signature Card®, you'll need a good FICO credit score (670-739).

What is the minimum credit score to get a Chase Freedom Card?

Anyone applying to a sought-after Chase card like Chase Freedom Unlimited will likely have a better chance of approval with a score of at least 670, but higher is always better. Just as a score of 670 or above doesn't guarantee approval, having a score lower than 670 doesn't guarantee a rejection.

What is the #1 credit card to have?

The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card gives about 1% back. Cardholders can also get an initial bonus of $200 cash rewards after spending $500 in...

What credit card company will approve anyone?

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

Which bank gives pre approved credit card easily?

Credit cards offering preapproval without a hard pull
Credit cardAnnual fee
Blue Cash Everyday® Card from American Express$0
Chase Sapphire Preferred® Card$95
Quicksilver Secured from Capital One$0
The Platinum Card® from American Express$695 (see rates)
2 more rows
Jan 18, 2024

What credit score do I need for a $500000 loan?

For a conventional loan, often backed by Fannie Mae and Freddie Mac, a minimum score of 620 is typically required.

What credit score do I need for a $3000 loan?

What Is the Typical Credit Score Required for a $3,000 Personal Loan? Since $3,000 is not a large loan amount, a credit score between 610 and 640 should suffice for an “unsecured” personal loan (a loan with no collateral). The higher your credit score, the less interest you will pay.

How much is the monthly payment on a 5000 loan?

Monthly payments for a $5,000 personal loan
Loan durationAverage monthly payments ($5,000 loan)
Poor creditExcellent credit
1–12 months$472.05$437.59
13–24 months$323.27$230.60
25–36 months$203.35$159.58
1 more row
Mar 7, 2024

Can I get Amex Platinum with 700 credit score?

Of course, the more premium the card, the higher the score you'll generally need to have. For cards such as The Platinum Card® from American Express and American Express® Gold Card (see rates and fees), for example, you'll need good to excellent credit — usually a score of 680 at a minimum.

What is the lowest credit score for American Express?

Credit Score Needed for Notable Amex Credit Cards
  • The Amex EveryDay® Credit Card from American Express: 700+ (Good credit or better)
  • Amex EveryDay® Preferred Credit Card: 700+ (Good credit or better)
  • Centurion® Card from American Express: 750+ (Excellent credit or better)
Feb 16, 2024

Which Amex gives the highest credit limit?

The Platinum Card® from American Express.

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