Upside App Review – After 1 Year (2024)

With soaring gas and food prices today, we’re all looking for ways to save more money. Some may advise against the “penny wise, pound foolish” adage, but I say, why not do both?

While listening to the radio last year, I learned about a new app that offers cashback on everyday purchases simply by registering your transaction. I thought I would give the app – Upside – a try (The app was recently renamed from GetUpside to Upside).

Overall, I’ve enjoyed the app and have earned nearly $150 through it over a year’s use. According to the app, this puts me in their 5% of users with cashback earnings.

In this review, I’d like to offer my thoughts – both good and bad – to help you learn more about Upside and to decide whether it’s right for you.

A little about Upside

Upside was founded in 2016 by Alex Kinnier (CEO), Jan Rubio, Joanna Kochaniak, Rick McPhee, Thomas Vaughan, and Wayne Lin. Lin and Kinnier met at Google in the 2000s while working on the ad serving platform there. It’s current headquarters are in Washington D.C.

The company claims they have awarded over $200M in cashback to its users (May 2022). Upside primarily makes it money through affiliate earnings from their partnerships with various businesses that are featured in the app.

My experience so far with Upside

Upside App Review – After 1 Year (2)

I started using the app in May of 2021. Like I mentioned, I heard a lot about the app, mostly through their ads on Pandora and while listening to the radio in the car. It seemed an Upside commercial was playing every time I got into the car! So, I thought I would give it a try.

Early on, they were offering a nice reward to sign-up. And they still do. For most new users, they can get an extra 20 cents off per gallon of gas. That’s pretty good right now with rising gas prices.

Upside offers discounts on three everyday purchases many of us make:

  • Grocery
  • Gas
  • Restaurants

And, if you combine Upside with a credit card (or debit card) that offers extra cashback, you can really score big. Since using the app in May of last year, I have earned nearly $150. That’s not bad for purchases I was planning to make anyways.

Plus, I have gone to a few new places I might not have frequented. I think that is one of the missions behind the app. To get people to spend at places they might not have.

I recall at one restaurant last year, the savings was 30% cashback! That’s unreal. While the savings can fluctuate, some stay over 10% in savings.

How does Upside work?

It’s really easy to use the app. Depending on the retailer, customers just need to select the credit card they are planning to use (preloaded on the app) OR scan in a receipt of the purchase. In a day or two, you’ll see the cashback added to your account.

You can cash-out at any amount to your bank account, PayPal or at different retailers (like Amazon) through a gift card. I’ve cashed my money out via PayPal and have thought about using the funds to buy stocks (talk about doubling, maybe tripling the money!).

An added bonus of referring new people through your personal code is that you can earn money back fromtheirpurchases of gas! And another bonus is the service sometimes does special offers for money. One time, they asked users to make a gas, grocery and restaurant purchase within a 10-day window and they’d pay users $25. They haven’t done as many of these offers since their user-base has expanded.

Since the grocery store we frequent isn’t yet offered through Upside, I know I could earn a lot more from using the app. I have one friend I’ve referred to Upside who has earned over $400 since using the app last fall due to his trips to the grocery store that is featured in Upside.

Pros and cons of using Upside

Upside has a lot of great qualities but there are some downsides to it. After using it for a year, I’ve been able to evaluate both the good and bad. Here’s some of my findings:

Pros
  • Percentage of cashback for many everyday expenses.
  • Cashback is easily paid to your bank account, PayPal or through gift cards.
  • App is easy to use. Open the app when visiting a business, and a claim offer pops up if it is available.
  • Customer service is helpful.
  • Earn rewards for signing up new friends / family. You can also earn money through the people those referrers sign-up when they gas-up.
Cons
  • Percentages of cashback offerings tend to go down the more you use the offers / app. Seems to start high and then go down after use.
  • App holds your credit card information, and likely is using tracking information from the app to gather data for its partners.

What are your thoughts from using Upside?

I’d love to learn about your experience using the app and any other information that you have which could be useful to others looking into Upside.

learn more about Upside or get the app

We may earn a commission if you sign-up via the links on this page – at no cost to you. Thank you for helping to support the website.

Last Updated on June 17, 2022

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Upside App Review – After 1 Year (2024)

FAQs

Is there a downside to the upside app? ›

Potential Downsides of The Upside App

You also should remember that there's no discount at the time of purchase, because Upside does not work like a coupon or discount code. You'll have to wait for your purchase to be verified to receive your cash back.

How long can you keep money in upside app? ›

As long as your account is active and in good standing, cash back never expires. The money you've earned only leaves your account when you cash out.

Does upside ever expire? ›

Expiration of Cash Back Rewards: Cash Back rewards will expire if your Upside account is inactive for six consecutive months. Your account will be considered inactive for any period of time during which no Cash Back rewards are earned from purchases you make or redeemed.

What's the catch to upside app? ›

This means that you might not get the best deal 100% of the time if you're solely comparing prices on Upside. There is a $10 minimum to withdraw to a bank account and a $15 minimum to withdraw via PayPal. If you'd like to withdraw your earnings before you reach these thresholds, you'll be charged a $1 cash-out fee.

Is it safe to link upside to bank account? ›

Providing secure read-only access to your Personal Bank Account and Debit or Credit cards. To use Upside, we will redirect you to your bank via Plaid Financial Ltd who will enable you to securely and safely connect your Personal Bank Account or Credit Cards to the Upside Platform.

Is there an app better than upside? ›

See how Upside compares to similar products. Upside's top competitors include Ibotta, Fetch, and Benjamin. Ibotta is a performance marketing platform in the digital promotions and consumer rewards sector. It offers a mobile app and browser extension that allows users to earn…

Why did my upside money disappear? ›

Update to the latest version

If you haven't updated in awhile, technical issues are more likely to occur. There are instances where your balance is still accurate in our system, but it is not displaying that way to you.

Will I get a 1099 from Upside? ›

If you've earned more than $600 this year from referrals only, it's likely you'll be contacted from us in regards to a 1099, but please know that this only happens to a very few of Upsiders on the app, and we always reach out to any user who falls into this category.

How does Upside know you paid for gas? ›

Once you find a gas station to fill up, you can “claim” the offer in the app. You have to use a debit or credit card to pay—not cash or EBT. Otherwise, you won't receive the cash-back reward. After you pay the full posted price at the pump, you can either submit a photo of your receipt or use the “Check In” feature.

Why is Upside not giving me cash back? ›

Share the receipt

Retailers sometimes forget or delay sending us transaction data. When this happens for offers that don't require a receipt, we cannot reconcile your claim. You'll need to contact us with proof of purchase.

Does Walmart use Upside? ›

Ways To Receive Your Cash Back With The UpsideApp

Digital gift card cashouts start at ten dollars and are available for numerous retailers, including Amazon, Walmart, Target, Dunkin' Donuts, and Starbucks.

Is upside cash back legit? ›

So no, we are not a scam. We do what we say we do! We give consumers more purchasing power and drive proven profit to participating businesses. No other business has been able to guarantee both.

Is Upside or GasBuddy better? ›

Upside has greater cashback potential than GasBuddy. Both apps offer similar gas deals at the pumps, but Upside offers a broader range of other deals. Upside offers cash back at over 50,000 restaurants, grocery markets, and supermarkets while GasBuddy offers cash back at only a couple dozen national chains.

What's better, Fetch or Upside? ›

Fetch, best for turning every purchases into points. Coupons.com, best for cash back on groceries. RetailMeNot, best for cash back from a long-standing coupon site. Upside, best for cents off gallons of gas and more.

Do you really save money with the upside app? ›

Upside is a legit app that'll save you money as long as you continue using it. And if you drive for a living, those cents on the dollar can really add up. The fact that you can receive your cashback rewards so quickly is a huge plus.

Is there any truth behind upside app? ›

People across the country use Upside to get more value on their everyday food and fuel purchases. And today as prices continue to rise, the need for our product has never been greater. We've come a long way since we started in 2016, and we're incredibly proud of the impact we are making. So no, we are not a scam.

Does upside app charge a fee? ›

We apply a $1 fee for cashing out small dollar amounts. Cash out fees are waived at higher cash out dollar amounts.

Does upside app sell your data? ›

We only collect what we need to, and we never sell your data.

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